Comprehensive Insurance: Comprehensive insurance covers your car for accidental damage, theft and fire and also provides liability cover for damage you may cause to someone else's car or property.
Third Party Property Damage
Even if you don't think your car is worth insuring it is wise to take out Third Party Property Damage Insurance. This means that in the event of an accident you are covered for the damage your car might cause to someone else's vehicle or property. This type of cover is ideal for low value vehicles.
Third Party Fire and Theft
This insurance provides the same cover as Third Party Property Damage with the additional cover of any damage incurred to the insured vehicle through fire and theft.
Motor Equity Cover
This type of insurance is also known as Gap or Shortfall insurance.
Should your car be written off, stolen or damaged beyond repair, your insurer will pay the market or agreed value of the car. However this may not be enough to pay out your loan. Motor Equity Cover can assist to cover the difference and save you from any amount still outstanding on the loan.
Loan Protection Insurance
Loan Protection insurance protects your loan repayments against unexpected sickness or accidents depending upon the insurance combination which you have chosen. In the case of death or trauma your loan can be repaid in full or with other combinations the repayments will be made while you are unable to work or for a set period of time. It is important to consider your personal situation before making a decision on the various combinations of Loan Protection insurance which are available.
Commercial Vehicle and Equipment Insurance
This type of insurance provides comprehensive insurance cover for your commercial vehicles and equipment for accidental damage, theft and fire and also provides liability cover for damage you may cause to someone else’s vehicle or property. Commercial vehicle and equipment insurance is available for most types of vehicles over 2 Tonne carrying capacity and earthmoving equipment and buses. These policies include automatic Legal Liability Cover, Dangerous Goods cover and removal of debris* *Limits apply please ask our consultants for more details
Home and Contents Insurance
Comprehensive home insurance provides cover for fire, theft and any unfortunate events that my leave your home uninhabitable or require emergency repairs. Contents insurance provides new for old replacement, regardless of the age of the item.
Landlords Insurance
Landlords insurance will safeguard both your property and the revenue it generates by covering up to 15 weeks default on rent and up to 6 weeks rental default for the departure of a tenant without notice.
General advice Warning
The information we provide is general advice and does not take into account your particular financial objectives, financial situation and specific needs. Before making any decisions on the basis of this information, you should consider whether this information is appropriate for you in light of your financial objectives, financial situation and specific needs. Please request the relevant product disclosure statment for full details of any products that you may be interested in.
